Share Rates
| Description | APR | APY |
|---|---|---|
| Regular Share (APY is Annual Percentage Yield) | ||
|
$50 - $999.99 |
0.050% | 0.050% |
|
$1,000 - $10,000.00 |
0.050% | 0.050% |
|
Accounts over $10,000 |
0.75% | 0.75% |
| Share Draft | ||
|
Share Draft Accounts |
0.050% | 0.050% |
| Money Market Accounts | ||
| Accounts $20,000-$49,999 | 2.75% | 2.75% |
| Accounts over $50,000 | 3.00% | 3.00% |
| Certificates of Deposit | ||
|
6 months |
4.00% |
4.02% |
|
1 year |
4.30% | 4.31% |
|
18 months |
4.30% | 4.31% |
|
2 year |
4.35% | 4.36% |
|
3 year |
4.10% | 4.11% |
|
5 year |
4.00% | 4.02% |
| Individual Retirement Accounts | ||
|
1 Year |
4.30% | 4.31% |
|
3 Year |
4.10% | 4.11% |
|
5 Year |
4.00% | 4.11% |
|
Accumulative IRA |
0.80% | 0.80% |
|
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts. The minimum deposit on a CD or IRA is $500.00. |
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