YOU MUST BE A MEMBER OF THE BSE CREDIT UNION TO APPLY FOR A VISA CREDIT CARD.
You are eligible to join the credit union if you live, work, attend church or school in Berea, Middleburg Heights, Olmsted Falls, Olmsted Township or Brook Park, Ohio. Membership also extends to your immediate family members.
Please complete the information on this application to apply for any type of loan. All information is required in order to process your application.
After you have completed the form, press the "Submit" button to send your application.
Once your application is received at the credit union, a Loan Officer will contact you for additional information. INCOME VERIFICATION WILL BE REQUIRED. Please mail, fax or deliver a copy of your current pay stub to BSE Credit Union. Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Annual Percentage Rate (APR) for Purchases
3.99% Introductory APR for a period of 18 billing cycles. After that, your APR will be 10.99%.
APR for Cash
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
$40.00 per Balance Transfer
1.00% of each multiple currency transaction in U.S. dollars
1.00% of each single currency transaction in U.S. dollars
up to $37.00
up to $37.00
How we calculate your balance: We use a method called "average daily balance" (including new purchases). See your account agreement for more details.
Promotional Period for Introductory APR:
The Introductory APR for balance transfers will apply to transactions posted to Your Account from 01/01/2021 until 03/31/2021. Any existing balances on BSE Credit Union Inc loan or credit card accounts are not eligible for the introductory APR for balance transfers.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney's fees.
The Purchase APR is 10.99% which is a monthly periodic rate of 0.9158%.
The Introductory Balance Transfer APR is 3.99% which is a monthly periodic rate of 0.3325%.
The Balance Transfer APR is 10.99% which is a monthly periodic rate of 0.9158%.
The Cash Advance APR is 10.99% which is a monthly periodic rate of 0.9158%.
Yes, I would like to transfer balances from my other credit cards to my BSE VISA card.